Stop Using Credit Cards By Putting Your Cards On Ice
Want to pay off credit card debt quickly? First, stop incurring new debt. We suggest ways to make that happen!
How’s the summer heat treating you? So far, we’re not seeing it as hot as it was last year, but hey, it’s still summer, so keeping cool is key. Well then here’s a suggestion for staying cool and fighting your debt at the same time: handle some ice. It may be a good time to try this experiment, which one blogging colleague tried out a few days ago. He thought he’d literally freeze his credit card, and see why it’s such a popular suggestion among debt fighters everywhere!
Stop Using Credit Cards By Putting Your Cards On Ice!
Kevin from Credit Shout came up with this video demonstrating his card freezing exercise. Is it effective? I’m not sure. You’re going to have to keep your credit card in the freezer to have it remain encased in ice indefinitely. I would tend to do something easier: like shred my cards, for instance.
I guess if you’re not really intending to throw out your credit card, and just want to temporarily render it unusable while you talk yourself out of the most recent impulse purchase that’s got you preoccupied, then the icing / freezing process may be worth the effort. Or else, have someone you trust hide your credit card somewhere. But be careful! If you’re looking to get your card back later, convincing your spouse to hand it back may prove harder than just waiting for ice to melt away!
Now if you do want to do away with your credit card forever, then here are six insane ways to do it: via blowtorch, sulfuric acid, angle grinder, fireworks, a shotgun, and my favorite — liquid nitrogen! Check out the demonstrations below:
For practicality’s (and safety’s!) sake, I’m still sticking to my trusty shredder for a stunt like this.
Personal Finance Articles
We’ve got a massive roundup this week! Enjoy the reads!
- Ask Mr. Credit Card: American Express Gift Cards Review
- One Mint: Unemployment Number Nuances
- Free Money Finance: Do’s and Don’ts in Dealing with Your Boss
- Tax Rascal: Tax Pros Tell You Why Reflating the Bubble is Smart
- Taking Charge: Criminal Charges: Credit Card Fraud Gets Weird
- Lazy Man and Money: What If There Was No Tomorrow (this is a must read!)
- Gen X Finance: How to Brew Your Own Beer: Equipment
- Brip Blap: Reengineering Your Thinking
- Frugal Dad: Six Words That Saved Me $17,893 – And Can Save You Even More
- The Sun’s Financial Diary: Stress Testing Your Budget
- Good Financial Cents: “This-ISM, that-ISM”
- Managing Money God’s Way: Failing To Plan IS Planning To Fail
- Wealth Pilgrim: How A Raffle Ticket Cost This Person $62.50 in 15 Minutes
- Think Your Way To Wealth: When is it OK to Hide Money?
- Green Panda Treehouse: Check to See if Your Car is Still a Clunker
- Monevator: Young people are already rich
Recent Carnivals
- Best of Money Carnival: Thanks to Free From Broke for picking my post on how to get a job as #6 on this top list of 10 for the week!
- Carnival of Debt Reduction: Thanks to PTMoney for giving me the nod this week for my post on how to get out of debt.
- Festival of Frugality
- Carnival of Personal Finance
- Carnival of Money Stories
- Money Hacks Carnival
Stop Using Credit Cards By Putting Your Cards On Ice
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